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Posts published in “Day: October 25, 2007”

Huffman woman dies in accident off FM 1960

By BOBBY HORN JR.
WEST LIBERTY COUNTY–Charges are pending against a driver who was involved in a roll-over accident on Oct. 20 which took the life of a Huffman woman.
According to Trooper John Hutzler, with the Texas Highway Patrol office in Liberty Travis Kyle Coble was driving a 2007 Chevy pickup on CR 615 west of Dayton just after 1 a.m.when the he lost control of the vehicle and crashed.
Hutzler said that the truck appears to be traveling at a high rate of speed when it left the road on the left side. When it his hit the softer ground it turned over, rolling several times.
Coble and passenger Lacy Sharee McNight, 18, of Huffman were ejected from the vehicle. The evidence, he added, show that neither were wearing a seat belt at the time of the accident.
Memorial-Hermann Hospital’s Life Flight air ambulance transported Coble to Houston for non-life threatening injuries.
McNight was pronounced dead on arrival.
Hutzler said that alcohol could have bee a contributing factor in the accident. He noted that the odor of alcohol was present on Coble. Coble also admitted that the pair had been at a party where they had drunk alcoholic beverages prior to the accident.
Investigators are awaiting the results a mandatory blood sample that would tell them if Coble had been legally intoxicated at the time of the accident. If the test reveals that Coble was intoxicated then the DPS has the option of filing intoxicated manslaughter charges.
Liberty County District Attorney Mike Little, on Oct. 22, said that his office had not seen the results of the test. He noted that if the blood sample had to been to the DPS crime lab for analysis it could be a couple of weeks before the results would be available.

Going to the doctor…

Been seeing more doctors than the law should allow lately; part of getting old and wore out.
Five appointments this month alone; I have seen as many as one or two a day for a whole week.
You don’t think my insurance company ain’t squealing like a cut hog?
Don’t particularly like going to the doctors’ offices. Number one they are full of old and sick people. Besides that, it makes me hurt to look at some of them and then there are people who like to cough and hack on everybody in the office.
I told one receptionist over the phone that I wanted to get in quick without having to be around all those old sick people because they make me hurt knowing I ain’t that far behind them.
Number two reason for not liking to go to doctors’ offices is the amount of time one has to wait to see the MD. Came close to walking out of the exam room Friday. A fellow can only take so much and besides, my time is worth something. Hey, I’m the one paying; me and the insurance company.

My appointment was at one o’clock. I was in the doctor’s office at 12:27 and being the first one after lunch, figured I’d be in and out in a jiffy this time.
Wrong as I’d ever been on that. The number three patient to be called to come on back was me but that’s ok, I sat watching the TV so I wouldn’t have to look at the bad off patients. That was 1:12. I sat in the chair with the equipment all around for over thirty minutes waiting on the doctor to come look at me.
Finally the doc shows up and immediately apologizes saying he had been on the phone with a doctor who had worked there and had moved to Florida; having problems, he was bending the doctor’s ear on my time.
Long story short, this is not the first timely issue I’ve had with this same doctor, the Mrs. had her appointment cancelled with him previously as I have as well.
I’ll be inquiring about another doctor this next week or so.
Life and time is much too short to put up with such bull malarkey.
Doctors are like lawyers and bankers, there are better ones out there, and you just gotta find them. Word of mouth is the method I prefer.
Does your doctor keep you waiting for what seems like forever too?
When I have to go to the neurologist and make my next appointment, I’ll inquire if the doc has hospital duty that day and if so, I schedule another day. They’ll leave you sitting and waiting while they go to the hospital for something or somebody.
Say, would you believe Christmas is less than two months away? Already got my Christmas shopping done, got everybody the same thing I got them last year.

Do you have the right beneficiaries for your IRA?

Do you invest in either a traditional or Roth IRA? If so, you’re making a smart move, because an IRA offers you a tax-advantaged way to save money for retirement. And of course, you want to save as much as you can, because you could spend two or even three decades as a retiree. But if you don’t use all your IRA funds, what will happen to them? It’s up to you – but your decision can have a big impact on your family, so you’ll want to plan carefully.
The dispersal of your IRA depends on the beneficiary or beneficiaries you’ve named. And when it comes to designating beneficiaries, you have several choices. Here are some of the most common ones:
*You can designate your spouse. If you select your spouse as beneficiary, you are providing him or her with considerable flexibility in what to do with the money. That’s because your surviving spouse can roll over the IRA assets into his or her own IRA. This allows your spouse to name new beneficiaries and postpone taking required minimum distributions until he or she reaches age 70-1/2

*You can designate a child, grandchild or non-spouse beneficiary. If you name a child or grandchild as your IRA beneficiary, that person can take distributions based on his or her own life expectancy. If the beneficiary is a young person, the distributions can then be “stretched out” over a long period, which can help enhance the potential tax-deferred growth of your IRA assets.
*You can name a trust as a beneficiary. You don’t have to name a human being as your IRA beneficiary – you can name a trust, which is a legal arrangement giving you great control over how, and when, the IRA assets will be distributed. By designating a trust as beneficiary, you can accomplish any of several goals. For example, if you have remarried, a trust can provide a lifetime income stream to your current spouse, with the remaining assets ultimately passing to your children from an earlier marriage. A trust can also let you decide when your children or grandchildren can receive the assets in your IRA, and how much they can get at any one time. In addition, a trust can enable you to make charitable gifts while gaining tax benefits. (To create a trust, which can be a complex instrument, you’ll need to consult with your legal advisor.)
*You can name multiple beneficiaries. If you’d like to split your IRA among several children, you can name them all as beneficiaries. Once you die, the life expectancy of the oldest beneficiary generally will be used to determine the payout period for all the beneficiaries. However, each beneficiary can choose to create his or her own IRA, called an “inherited IRA,” as long as all these separate accounts are established by December 31 of the year following your death. The inherited IRA owners can then take distributions based on their individual life expectancies.
Your financial and legal advisors can assist you in choosing appropriate IRA beneficiary designations. Take the time to choose wisely. After all, you’ve worked hard for many years to build your IRA, so you’ll want to make sure it ends up in the right hands at the right times.