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Posts published in “Day: April 26, 2007”

Joseph chosen new Crosby School superintendent

By LEWIS SPEARMAN
CROSBY – Obviously the local school board knows a good man when they have had years to evaluate him; Mike Joseph was elected Superintendent of Crosby ISD at the school board meeting on April 23.
Dr. Don Hendrix retires on July 1 and will be helping guide the Superintendent elect with 21 years of experience. “I’ve always made decisions based on what was best for the school district,” said Hendrix wrapping his contribution in one sentence.
Mike Joseph has been with the Crosby Independent School District for twenty three years. He taught eighth grade Math for eleven years at Crosby Middle School. He was principle of Newport Elementary for ten years. This is the end of his second year as Assistant Superintendent.

“I am excited, honored and I am humbled. Crosby is a great place. It’s got a super staff, and a supportive board. My goal is to take the things we do and make them go better, go to the next level. Probably in the next few weeks I’ll be meeting with all the directors, all the principals to talk with them about a few things. What are we doing well and want to continue to keep doing. What are some things we might want to continue to improve. When the test scores come in we will look at them and use data to drive our decisions but we are going to do everything we can to maximize the achievements for all our kids. ”
It takes little powers of observation to note that Joseph has the best interests of the community at heart. Casual observation would assert that he views the tasks before him as a service business with the students as the customers.
After his election to office Joseph told the board that his goal would be to continue the successful academic achievements of Dr. Hendrix.
Joseph graduated from Edinburgh University in Edinburgh Pennsylvania and achieved a Management Degree from the University of Houston Clear Lake.
On Monday, the Crosby ISD board approved a $133,000 per year, three year contract.

Highlands gives Goose Creek trustees an earful

By BOBBY HORN JR.
BAYTOWN— Highlands residents, upset over a proposed high school rezoning plan based on socio-economic equality rather than proximity to the school, took their concerns to the Goose Creek CISD Board of Trustees Monday night.
A standing room only crowd of more than 100 erupted in applause when the Rev. Tim Edwards told board members that the community wanted all students at Highlands Junior School to attend the same high school. Edwards called the proposed X and Z rezoning plans “jerry mandering” and reminded the board that they were under an obligation to do what was best for the students.
Speaking on behalf of the Greater Highlands Lynchburg Chamber of Commerce, President Jessica Woods said that plans X and Z were at odds with the idea of neighborhood schools. Highlands, she said, supported the bond election to build the third high school because they trusted the district. The proposed plans, she said, would be a waste of tax dollars by sending students to a school 10 miles away (Sterling) rather than four miles away (third highing the board that plans X and Z were “fiscally irresponsible.” She accused the board of ignoring the recommendations of the rezoning committees, saying that if socio-economic issues were such a concern the board should have made that clear from the beginning and that the elementary and junior high lines should also be redrawn to address this.

Complaints were also addressed directly to Superintendent Dr. Barbara Sultis. Betty Michalsky asked her why did she come to the Highlands Chamber of Commerce and ask for the community’s support if the district was going to treat them as second class citizens.
At this point Board President Carl Burg broke in and asked the audience not to refer to specific employees by name. Burg, at the beginning of the public comment period, drew criticism from the audience when he said that he would only allow 30 minutes for the entire public comment period. He added that if someone wanted to speak to the board and someone had already addressed the issue it would be better for them to not speak but give their time to someone else.
Of the 14 people who signed up to address the board, 13 made it to the podium before time was called. Burg did say, however, that he allowed them to go “a few minutes” over the 30 allotted to them.
Burg reminded the audience that the board had not made a decision yet and in the end it was their decision not the school administration.
“The board owns this decision,” he said. “This is not a district decision.”
The board will meet in a workshop session on May 9 at 6:30 p.m. A final decision is not expected until June.

To build wealth, look at both sides of balance sheet

To achieve your financial goals, you need to be a diligent saver and investor. But you need to do more than just build your assets – you also must do a good job of managing your debts. If you let your debts get out of control, they will eventually erode your savings and investments – and when that happens, the road to financial success can get pretty bumpy.
Unfortunately, your fellow Americans are doing a poor job of saving money and staying out of debt. Here are some telling statistics:
*Debt is rising. By September 2006, household debt had reached 130.9 percent of disposable income, according to the Center for American Progress. In plain English, that means we owe about a third more than we have available to spend after we’ve paid our taxes and met our expenses.
*Savings have fallen. For most of 2005 and all of 2006, the personal savings rate was negative, according to the U.S. Commerce Department. Previously, we haven’t had a negative savings rate since the Great Depression. In short, we’ve gotten into the habit of spending more than we save.

These grim figures foretell a discouraging financial future for many of us. Every dollar you pay for debt is a dollar you can’t use to invest. Furthermore, if you have too little in savings, you may well be forced to dip into your existing investments to pay for short-term needs, such as a car repair or an expensive new appliance. And the more you take from your investments today, the less you will have available tomorrow – when you might need the money to help pay for retirement or your children’s college tuition.
So what can you do to protect your savings and investments against the demands of debt? You probably already are familiar with some steps you can take to cut costs: Extend the life of your old car, eat out less often, look for cheaper phone and cable service, etc. In short, review your entire lifestyle, and try to separate the “nice to have” items from the “must have” ones. If you can reduce your expenses, you can start whittling away at your debt.
While you’re taking steps to cut your costs, you can still add to your investments. How? For starters, increase your contributions to your 401(k) or other employer-sponsored retirement plan every time you get a raise. Until you retire, you generally won’t be able to access this money without taking a big tax hit, so you won’t be tempted to “raid” your 401(k) to pay off debts. [You can, however, typically take loans from a 401(k) or similar account.]
You also may want to “pay yourself first.” Each month, before you pay the mortgage, the utility companies and your other obligations, set aside an amount for your investments. It’s easier if you set up a bank authorization to move the money directly into the investment you choose. By having the money taken out this way, you are less likely to “miss” it – and, hopefully, you’ll be less likely to look at it as a source of funding for your daily life.
By cutting your debts, boosting your 401(k) contributions and paying yourself first, you can help yourself get a firmer grip on your financial situation – today and tomorrow.

Liberty CVS in trouble over dumped records

LIBERTY–Texas Attorney General Greg Abbott took legal action April 17 against CVS Pharmacy for exposing its customers to identity theft.
According to court documents filed by the Attorney General, CVS violated a 2005 law requiring businesses to protect any customer records that contain sensitive customer information, including credit and debit card numbers.
Investigators with the Office of the Attorney General (OAG) discovered that the CVS store in Liberty, exposed hundreds of its customers to identity theft by failing to properly dispose of records that contained sensitive information.

The investigation was launched after reports indicated that bulk customer records were tossed in a dumpster behind the store. Investigators also found several medical prescription forms that included each customer’s name, address, date of birth, issuing physician and the types of medication prescribed. The documents obtained by OAG investigators also contained hundreds of active debit and credit card numbers, complete with expiration dates.
CVS is accused of violating the 2005 Identity Theft Enforcement and Protection Act, which requires businesses to protect and properly dispose of documents that include clients’ sensitive personal information. Under the law, the OAG has the authority to seek penalties of up to $50,000 per violation.
The Attorney General also charged CVS with violating Chapter 35 of the Business and Commerce Code, which requires businesses to develop retention and disposal procedures for their clients’ personal information. The law provides for civil penalties of up to $500 for each abandoned record.
Attorney General investigators are also working to determine if any exposed data has been used illegally. Consumers who interacted with CVS’ Liberty location should carefully monitor their bank, credit card and any similar statements for evidence of suspicious activity. Customers should also consider obtaining free copies of their credit reports.
Consumers who wish to file a complaint may contact the Office of the Attorney General at (800) 252-8011 or file a complaint online at www.oag.state.tx.us. Consumers can also obtain information on how to detect and prevent identity theft.