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Posts published in “Day: June 26, 2008

Area July 4th celebrations planned

CRSBY—Lake Houston-area residents can celebrate their county’s independence with multiple celebrations planned around the Fourth of July.
The celebrations will kick off the weekend before Independence Day with the East Lake Houston 4th of July Celebration on June 28 at the Crosby Fairgrounds.
The celebration will bring together the communities of Barrett Station, Crosby, Highlands and Huffman in an all-day affair.
The activities will begin at 10 p.m. with a parade beginning at the Crosby Fairgrounds. Anyone interested in being in the parade is asked to decorate his or her vehicle with the Red, White and Blue. Lineup will be at 9 a.m.

Following the parade the festivities continue at the fairgrounds with face painting, horses, moon walks, games and food. There will also be live entertainment throughout the day, a craft show, pie baking contest and wiener dog races.
Beginning at 11 a.m. there will be a car show. All entries are welcome. Trophies will be awarded for first and second place in Best in Class, Best of Show and People’s Choice.
Local veterans will be honored for their service to our country with a lunch at the American Legion Hall at 3 p.m. Diane Trautman is scheduled to be the guest speaker.
There will be a karaoke contest from 4 to 8 p.m. at the fairgrounds. The contest will feature three rounds of elimination plus a final round.
A fireworks display will light the sky at dark. For more information call 281-328-7774.
BAYTOWN—The Baytown Parks and Recreation Dept. is planning two days of celebration this year. The celebration starts on July 3 with a free concert at Bicentennial Park. The Coastliners will take the stage at 6 p.m. John Conlee will follow at 8 p.m.
On July 4, the live entertainment continues at the park with J Paul & The Zydeco Nu Breed taking the stage from 4 to 5:30 p.m. The annual Independence Day Parade will be held on Market Street and Lee Drive, next to the park from 5:30 to 6 p.m. The Eli Young Band will perform at 6 p.m. on the main stage.
This year’s festivities will feature a new event: The Mr. and Ms. Firecracker Pageant. The pageant is open to boys and girls up to 12 years of age. There will be free registration on-site until 6 p.m. The pageant will be held from 7:30 to 8 p.m.
At 8 p.m. the feature act of the night will perform. This year Baytown has brought country recording artist Tracy Byrd to the stage.
A fireworks extravaganza will follow at 9:30 p.m.
From 4 p.m. until 9:30 p.m. there will be food booths, arts and crafts vendors, game booths and a children’s area. There is no charge for the concerts and there will be free parking at Lee College.
HUFFMAN—First Baptist Church of Huffman, 25503 FM 2100, will hold their annual Freedom Festival on July 4 from 6 to 9 p.m. In the event of rain it will be moved to July 13.
This year’s activities include carnival games, a car show, clowns and cookie walk. There will be free hot dogs, apple pie and sno-cones as well as live entertainment. The night will conclude with a fireworks display.

10 principles for living in retirement

Retirement isn’t merely a goal you reach — it’s a journey that can be very rewarding. With that in mind, we offer the following principles as a “road map” to serve as a guide along the way.
1. Map out your goals. When preparing for a journey, a map can be invaluable. It can help you avoid wrong turns that can cost precious time. Although the word “retirement” means something different to each person, everyone shares the need to enter retirement with a road map, or strategy, in place.
2. Plan for a long and fulfilling retirement. Retirement should be one of the most rewarding stages of your life. Unfortunately, many people don’t plan for a long retirement and can run the risk of outliving their money.

3. Start smart with your spending. As the saying goes, it’s not how you start but how you finish. But in retirement, how you start is very important. Withdrawing too much in the early years could put you in a difficult position down the road.
4. Inflation doesn’t retire. All of us remember a time when our purchases cost a lot less. That’s inflation at work. Inflation influences what you can spend and how your money is invested, especially in retirement.
5. Prepare for the unexpected. Life is full of uncertainty. Even with a well-designed road map, there can be unexpected events that have the potential to derail your long-term plans. While you can’t predict the future, you can prepare for it.
6. Don’t reach for yield. High-yield bonds or stocks paying an abnormally high dividend often attract investors looking for more income. However, remember the saying, “There’s no such thing as a free lunch.” If it sounds too good to be true, it probably is.
7. Maintain a healthy portfolio. Health care costs continue to rise, which can have harmful side effects for your finances. However, there are ways to help deal with rising health care costs.
8. Keep retirement from being taxing. As you consider how much money to withdraw, don’t forget about taxes. Every dollar you pay in taxes is one less dollar you can spend.
9. Define your legacy. Preparing for life in retirement is important. It can be just as important to prepare your legacy. One thing is certain: If you don’t have a strategy for your estate, the courts or government will.
10. Remember your annual checkup. A trip to the doctor each year can provide vital health information and help identify issues before they become more serious. The same can be said for annual financial reviews.
Contact your financial advisor today for your annual financial review.
Edward Jones, its employees and financial advisors do not provide tax or legal advice. Clients should review their specific situations with their tax advisor or legal professional for information regarding their particular situation.