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Columnists – Financial Focus

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Own a business? Put your retirement,succession plans in order

November 22, 2007 Star-Courier 0

If you own a small business, you probably laugh at the notion of a “9 to 5” workday. Unfortunately, many small-business owners work so hard, and are so …

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Considering Bonds? Be aware of “call risk”

November 15, 2007 Star-Courier 0

When you buy a bond, it’s yours until you sell it or it matures, right? Not always. Sometimes, the bond issuer can buy it back early. If that …

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When choosing mutual funds, look past short-term returns

November 8, 2007 Star-Courier 0

What’s the most prominent thing you notice about mutual fund advertisements? In most cases, it’s the fund’s return. Quite often, these returns are truly eye-popping. But if you …

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Do you have the right beneficiaries for your IRA?

October 25, 2007 Star-Courier 0

Do you invest in either a traditional or Roth IRA? If so, you’re making a smart move, because an IRA offers you a tax-advantaged way to save money …

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Avoid these frightening investment moves

October 18, 2007 Star-Courier 0

Once again, it’s Halloween. If you’re an adult, you’re probably more amused than frightened by the variety of ghouls, ghosts and goblins you’ll see running around this week. …

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Match financial goals with the right investments

October 11, 2007 Star-Courier 0

Over the course of your life, you’ll almost certainly have many different financial goals – and to help achieve them, you’ll need to use many different investments. How …

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Retirees need regular – and the potential for rising – income

October 4, 2007 Star-Courier 0

In all likelihood, the prices of goods and services will continue rising year by year. This may not be too much of a problem for you when you’re …

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Strike a balance between saving for retirement, college

September 27, 2007 Star-Courier 0

If you have young children, you may want them to attend college someday – and you may want to help them pay for it. At the same time, …

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Take this retirement planning “quiz”

September 20, 2007 Star-Courier 0

Your school days may be behind you, but that doesn’t mean you shouldn’t test yourself on various subjects from time to time. And one of the most important …

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Lump sum vs. Annuity: The choice is yours

August 30, 2007 Star-Courier 0

Does your employer offer a pension? If so, you’ll want to be familiar with your payout options before it’s time to start taking money out – because your …

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